Mar 31, 2022 | Buyer & Seller Tips, Idaho Real Estate, Oregon Real Estate, Real Estate, Title Insurance, Title Tips, Treasure Valley Real Estate, Washington Real Estate
In Schedule A of your title commitment, there are a few different types of interest to be insured. Fee simple, leasehold, and easement interests are the most common ones you’ll encounter. Each of these interests can be insured through an owner’s or lender’s policy and...
Feb 28, 2022 | Buyer & Seller Tips, Data, Idaho Real Estate, News, Real Estate, Title Insurance, Title Tips
Legal descriptions can be confusing and difficult to read but are one of the most crucial parts of acquiring property. Before you sit down to read your legal description there are a few things you should know…. There are three different formats of legal descriptions:...
Feb 17, 2022 | Data, Idaho Real Estate, News, PTC Index, Real Estate, Title Insurance
The PTC Index is a monthly measurement of the vibrancy of the Treasure Valley real estate market. Based on a custom weighted algorithm, it combines nine critical measurements of the real estate market into a single, useful number: the PTC Index. After finishing 2021...
Jan 31, 2022 | Idaho Real Estate, Real Estate, Title Insurance, Title Tips
Your title commitment holds valuable information about your property, from the legal description to any easements that may be on the property. If you don’t read through your commitment, there may be some surprises when it comes time to close. There are four main...
Dec 21, 2021 | Idaho Real Estate, Real Estate, Title Insurance, Title Tips
Easements are common when purchasing or selling property. An easement is the right to use all, or part of the land owned by another person for a specific purpose. There are two types of easements in Idaho: appurtenant and in gross. An appurtenant easement is a right...
Nov 30, 2021 | Idaho Real Estate, Real Estate, Title Insurance, Title Tips
When purchasing a property, something to keep in the back of your mind is the difference between separate property and community property. This refers to the rights that the owner/owners have to the property and impacts how you and/or your spouse file taxes. Separate...